Carmen Ho

Department

Casualty

Main Role

Carmen is a Senior Underwriter on the Casualty team based in the Hong Kong office. She is responsible for underwriting Casualty products including Products Liability, CGL, Excess/Umbrella Liability, working closely with our risk engineers and claims team to develop bespoke risk solutions for our clients.

 

Personal Profile

Carmen joined Liberty in 2025 with over 10 years' experience underwriting in the Hong Kong and Macau markets for Casualty insurance.

Carmen holds a Bachelor of Science Honours Double Major in Actuarial Science and Financial Economics.